Financial Planning Process

Step by Step Guide For Financial Planning Services

A meeting where both prospect and financial planner build rapport and discuss key concerns, goals, and expectations to ensure mutual understanding.

Issuance of a formal agreement outlining the scope, terms, and responsibilities for the financial planning engagement.

The prospect agrees to proceed by signing the Letter of Engagement, solidifying the partnership.

The client makes payment as specified in the Letter of Engagement to confirm their commitment to the engagement.

The financial planner begins delivering agreed services, addressing the client's financial goals and concerns.

Gathering crucial information from the client to understand their current financial situation and needs comprehensively.

Evaluating concerns and crafting tailored solutions to address the client’s financial goals and challenges.

Presenting the proposed solutions and recommendations to the client for feedback.

Executing the agreed-upon solutions to achieve the client’s financial objectives effectively.

Reviewing the progress annually to ensure goals are on track and making necessary adjustments as needed.

Financial Clarity
Gives you a clear picture of your income, expenses, assets, and obligations — so you can make informed decisions with confidence.
Peace of Mind
Reduces financial anxiety by preparing you for unexpected events and future needs through proper planning and protection.
Value for Money
Ensures your hard-earned income is used efficiently — aligned with your goals, not wasted on unplanned or impulsive spending.
Purpose-Driven Planning
Aligns your financial choices with your life values, priorities, and long-term aspirations — not just short-term gains.
Smart and Sustainable Progress
Helps you grow your wealth steadily, avoid costly mistakes, and stay on track toward retirement, education, or other life goals.